Student Comments 2016-2026

I started this 10 week virtual class the same day my dear mother passed. We watched her transition and took her last breath, and as those last hours I held onto mom, I made sure the Florida Study Manual stayed near, because I felt her spirit will bless me through your course. When class started that evening and every class after, I had something to look forward to, something to say “I know you’re studying with me, I know you will help guide me with my instructor.” (She knew I dislike online classes). When you wept when saying goodbye on this last evening of class, I felt it and wept with you, because I truly feel I chose the right person to instruct me through the course, preparing me to achieve my license as a title agent. A beautiful person with compassion and empathy, I CAN RESPECT THAT! Thanks Again SO MUCH for being the light on the most saddest time in my life.

First and foremost, I want to thank you very much for hosting the course and being such a great, regimented teacher over the past 10 weeks! Your touching note at the end really showed how much care you put into helping us to be well equipped to be successful in the world of title.

Thank you for all the care, patience, and encouragement you’ve shared through virtual learning. Even from a distance, you’ve created a welcoming classroom and made each lesson meaningful. Your dedication, kindness, and positive attitude have made a real difference, and it’s truly appreciated.

You are truly an amazing educator, and I’m so grateful I had the opportunity to take this course. Most virtual courses can feel pretty stale and impersonal, your class felt comfortable, engaging, and surprisingly interactive, even though we weren’t all sitting in the same room. That’s a credit to the way you teach, and it made the experience so much more enjoyable.

What I appreciated most was how you took what could have been a very dry subject and made it interesting. The real world examples and stories you shared throughout the course gave so much context to what I have been learning. It wasn’t just memorizing information from a textbook. You explained the “why” behind everything, and that made all the difference to someone like me who always asks “why” with everything.

You have such a genuine passion for the title industry, and it really shows. Your enthusiasm made the course enjoyable, and I learned so much more than I expected. I honestly feel much more confident going into the exam because of everything you taught us. I wish there were a way to send flowers through an online course, but since I can’t, I wanted to at least send a heartfelt thank you. I hope you know how much your time, knowledge, and dedication are appreciated. You’ve made a real impact, and I’m very grateful.

You have no idea how much I appreciate you and you being my Florida title (settlement) educator. I met you years ago (15+ years) and have held you as the pillar and the “guru” of title insurance ever since.You are the trailblazer setting forth the foundation of Florida title for me...period. There is no one better than you that I would have signed up and had an online class with. I loved your class and I loved that I am your student.

I just wanted to say thank you for all your help throughout the last 10 weeks virtual nightschool. I have looked forward to class and will miss it. Thank you for your dedication to the title industry and sharing your real world stories with us, providing us with tips and pointers and making it all make sense. I came into this industry 2 years ago with no knowledge whatsoever of title insurance. It has intrigued me ever since and I knew I needed to learn as much as I could. You provided that, and more. I love the world of title and all of the intricacies of it! I appreciate you and I will definitely stay in touch.

Thanks so much for being an incredible teacher! I never thought I could learn so much through an online class. You’re awesome.

I just wanted to say thank you so much for dedicating your time to teaching this class. You are much appreciated! I enjoyed when you would tell us about real life issues and through little jokes. My favorite just might be the motivational code phrase at the end of each class.

Karen, this 10-week virtual classroom program was absolutely FABULOUS!! Thank you so much. This truly has helped me in my growth as a title closing agent!

Thank you so much, Karen, for such a wonderful virtual classroom experience! The information I’ve learned will help me immensely in my day to day work. You have been one of the best teachers I’ve ever had.

Thanks, Karen (and your team) for such an exceptional job. As someone new to the industry, I was skeptical at first as to how much I could learn during a 10-week virtual nightschool program. However, you helped me learn the subject matter; and I want to thank you for your energy, patience and the passion you have for the title (settlement) industry.

I wanted to take a moment to thank you sincerely for your dedication and passion throughout the course. Your words at the end were truly meaningful, and it was clear how much you care about your students. Although I am new to this industry, I have learned a great deal from your class. More importantly, your course has opened my eyes to a new field that I now find very interesting and worth pursuing.

It has been an honor to be your student. Thank you for sharing your knowledge and experience with us in such a genuine and impactful way. I wish you many happy years ahead, both professionally and personally.

You are so sweet, and it was truly such a pleasure learning with you. The course was excellent and so well explained. Thank you so much for your time and dedication—I really enjoyed it.

Thank you so much for your dry humor; it has kept me afloat at times. I truly appreciate all the information you provided to help me recertify my license after leaving the title industry in 2008 following the market crash.

For the past 17 years, I pursued a career in math education, virtual administration, and educational leadership until I was injured in June 2025. I am actually grateful for that injury because it gave me the perfect excuse to dive back into the work I loved. Your 40-Hour Course provided the educational foundation for me to confidently enter a new industry. Thank you!

Just wanted to say a huge Thank you! To be honest, I was skeptical at the start of the course that audio-only lectures would be easy to follow without the visual of a classroom. However, you are truly an amazing teacher. As someone new to title insurance, I found the textbook overwhelming, but your lessons made even the most complex topics clear. I truly appreciate all the time, effort, and knowledge you shared with us. It was a great learning experience, and I am very grateful for all your guidance and support throughout the course.

Thank you so much for your thorough and passionate teaching of this class, Karen. It is so nice to have been able to learn from someone who obviously cares deeply about the topics, industry and the students you teach!

Thank you so much for being such an incredible instructor, it has been a huge honor to learn from you. My coworker told me she took your class a couple years prior and she thanks you for all of her knowledge and I have now had the pleasure to understand why! It has been a journey. Thank you for working with me and being so understanding.

Thank you so much for being so thorough and helpful. You were a wonderful and very smart teacher. Here’s to us all passing our State exam. All thanks to you!

What a great course! It couldn’t be clearer that endless hours and heart were put into this program! I’m going to miss our Mondays and Wednesdays. Thank you!

Thank you for going through this virtual course with us. It truly has been a pleasure learning from you. I feel I’ve learned a lot and appreciate all you’ve done.

Your last speech brought me to tears as well, and my heart was overflowing with gratitude. I am sincerely grateful for your fascinating course and your instruction, delivered at such a high professional level. You are a person who truly loves and is dedicated to your work. I deeply appreciate it, and it was a great honor for me to attend your classes. Thank you, Master!

Thank you Karen and all your staff. I am so impressed by all the information contained in the textbooks. But more so by all the knowledge you have in your brain! Thank you so much for sharing! You are funny too!! Virtual hug back to you!

Karen – Thank you so very much for all your guidance and knowledge throughout these past weeks in this course. I am grateful and thankful to you for offering this course and I have become more confident in my current position from learning all about Title in this course. I look forward to taking and passing the State Exam with the given knowledge you have provided. I will greatly recommend this course to anyone interested in learning about title. Thank you again!

Thank you thank you thank you for the wonderfully led course! It was a pleasure virtually meeting you and going through the 10 week course together. Have a wonderful evening! We sure will miss not hearing your soothing voice every Monday and Wednesday night!

Thank you for being a great teacher throughout this course. I feel much more confident about the industry than when I started. I truly appreciate you and have learned so much. I was also deeply moved by your emotion at the end of class. You are such a valuable resource in the title industry and I will always keep you as a contact.

Thank you sincerely for your time and the dedication you showed in teaching us. Your guidance has been invaluable. May God bless you always — it was an honor to learn from you and to hear your beautiful voice.

I wanted to take a moment to thank you sincerely for everything — for sharing your knowledge, your time, and your dedication throughout this course. Your passion for teaching and the clarity with which you explain each topic have made this journey both educational and inspiring. I truly appreciate all that you’ve done to guide us through this process.

Thank you for all of your time and help over the last few weeks Karen! You have been amazing and I will miss our weekly sessions so much. I truly have enjoyed taking your course!

I wanted to take a moment to express my gratitude for everything you’ve done during this course. Your dedication and enthusiasm throughout this virtual class have really stood out, and I’ve so appreciated your availability and the way you’ve guided us as an exceptional teacher. I look forward to connecting with you again soon.

Thank you for all you do! I appreciate the work you put into this course. You are a great instructor and I really enjoyed listening to the material.

It was such a pleasure learning from you. I learned so much and really enjoyed your class. Thank you sooooo so much. God Bless You.

Thank you so much for everything, you are the best teacher I have ever had.

I want to thank you for sharing your knowledge and expertise for the last 10 weeks. It was a great learning experience. I worked for a bank during the financial crisis as a compliance paralegal. I resonated with everything you said about the financial crisis and how important strong industry regulation and foundational education are to the profession. I completely agree with you! Again, words can’t express my appreciation. This is something I wanted to do for a long time.

Loved your class and the way you taught it. You’re an amazing teacher.

Thank you so much. This class has taught me so much and I appreciate your professionalism and ‘my-goodness-you-know-so-much-about-title’ super power!

Thank you for everything you have done to help me prepare for licensing and filling in the blanks of my past experience and clarifying many topics for me as I move forward in my career. I truly appreciate you! Thank you from the bottom of my heart! We learned so much from you! Second time I’ve taken the 40-Hour Course and it has been an HONOR for me! The first time was with an instructor who was YOUR student years earlier. She taught it almost as beautifully as you do – and now having the honor to take it directly from you, I see why she did such an amazing job! You have to learn from YOU to do your teaching justice! I wish you many years of helping others like myself, learn and grow in our careers. Thank you for having a passion for TITLE INSURANCE of all things. Without you, I wouldn’t be nearly as smart as I am in this industry. I tell EVERYONE to take your course. We appreciate you more than you will ever know! Sending all the love and virtual hugs!

Thank you for an amazing 10-weeks filled with so much information and knowledge. You have been a great teacher and I’ve enjoyed listening to every session.

I truly want to thank you for such a great class. I was concerned before it began that an online setting would be difficult. You truly made me feel like I was sitting IN the classroom with you. I appreciate your humor and how you make your students feel like you WANT us to be successful.

I wanted to take a moment to thank you for your guidance, support, and the knowledge you shared throughout the course. Thank you for all the time and energy you’ve poured into our success.

You made me tear up the last night of class. I’ve learned so much from the course. I’m actually looking forward to the state exam. Thank you so much for your encouragement and advice for our next venture in title. Like Forrest Gump says, “life is like a box of chocolates, ya never know what ya gonna get.” Every contract in title is like a box of chocolates. No two transactions are the same. Again, it’s been a pleasure learning from you!

You are awesome, Karen. Thank you so much for all your hard work in putting this virtual nightschool program together. I appreciate all your insights and sharing your real world experiences. I am looking forward to (fingers crossed) becoming a Licensed Title Agent. It has been a goal of mine for some time. During these last ten weeks, I have had several bumps in the road in my personal life and professional career but always looked forward to your hearing your voice each week. It has definitely kept me going to learn from you.

Karen, thank you for a wonderful course. You are a wonderful teacher and very much appreciated. Sending you a big hug!

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Student Comments 2015-2016

Love your classes. Love that you have our backs and fight for us small companies. You are the best.

The information is beyond impossible to understand without courses like this. I am so glad I attended.

This was an extremely informative program.

The TRID Rule is very difficult subject matter to comprehend. Thanks for making it as understandable as possible.

As an Agency Manager for a national title insurer, I was thrilled to book a full-day session of Karen’s TRID Program for our agents, as we did with the 2009 RESPA Final Rule Program and other Federal compliance programs in the past. She is the very best at what she does, and our agents always give her rave reviews.

Excellent Program!

Karen was informative, entertaining, and creative. Great learning environment!

Awesome!

Great course. Very informative and detailed.

Love her!! Very knowledgeable!!!

Everyone should attend this course.

Three of us attended from our office. We had previously attended the ALTA conference as well as webinars provided by title insurers and others. Everything pales in comparison to what we learned in The Koogler Group Program. Karen is an excellent instructor and goes into great detail regarding the most complicated issues.

Super course and instructor!

Excellent course! Very informative!

Very informative and detailed.

Very educational.

Our company provides its own TRID Rule training for our agents. However, as soon as I heard Karen was presenting a full-day implementation program, I immediately notified my local agents and we attended her program as a group, as we have attended other courses she has presented during the past 20+ years. If you want to know the nuts-and-bolts of how to implement something as complicated as the TRID Rule, Karen is the only instructor you can trust.

Great class. Karen possesses an amazing amount of knowledge.

Karen is the most educated person to be training in the title industry. Her classes are a “must” for anyone needing training and education.

I attended the ALTA seminar on TRID and learned little or nothing. Having attended Karen’s TRID implementation program, I now feel confident. There really is a difference between promotional seminars and educational programs. I look forward to taking more programs from Karen in the future.

Very good class with lots of information.

Very informative – Karen knows the business. She is not someone who just relays information as most seminar speakers do.

I have taken other classes with Karen. She knows so much and she has the right personality to teach.

This is the 2nd seminar/learning session with Ms. Koogler. I’ve been to many seminars and she is by far the best conductor.

Karen did a great job in instructing, considering the difficulty of the subject matter.

It’s great to have someone with so much knowledge instructing us.

Karen is a very smart lady. She explains the course content very well. A great instructor!

Karen is as knowledgeable and enthusiastic as she was when I first began attending her courses in 1998.

Too bad the CFPB didn’t ask Karen before they made up ridiculous new confusing forms!

Karen is an invaluable resource for our industry. We really have no other source that stays on top of the law as it relates to title closings.

Very informative and well explained!

Great presentation. Karen Koogler is the best instructor!!

Karen Koogler is a superb teacher and informative presenter.

I think Karen was GREAT!

The information provided in this seminar is very eye-opening and well-explained.

This course was very informative and it helped to make me aware of all the changes coming to help prepare myself and my staff to know what to do when the Rule takes effect.

Excellent course!! Full of information and presented in a wonderful, clear manner.

Good printed course materials – precise and clear.

Karen is very knowledgeable.

Thank you so much for filling in the gap where ALTA has been absent or worse. Thank you for your efforts with the governors and state representatives. Thank you for all you do!

No doubt that Karen is an expert.

I appreciate the passion with which Karen approaches and conducts her programs. I cannot imagine the brain-pain she has experienced during the course of her career.

Thank you for your dedication to the title industry. Your resources are life-saving.

Karen is a wonderful instructor and kept my interest throughout.

Karen was very informative and knowledgeable on the Rule.

Very informative!

Love Karen Koogler’s courses! Very educational!

Great program! A lot of material covered in a short amount of time. Thank you!

Lots of new information to digest. Karen did a great job explaining everything.

Karen is an excellent instructor and gifted at what she does. Thank you.

Karen did an excellent job explaining the ins and outs, and simplifying the Final Rule in a way that will help us implement it on the job. Thank goodness we have her as a resource in the title industry!

Excellent – lots of information – all good. Thank you!

I feel like, had I taken the course from a different instructor, I would not benefit as I do from taking the same course from Karen Koogler. She definitely knows what she is teaching and I would sign up for a class from her over anyone else. She is always very prepared and does her research.

Karen Koogler never disappoints. Her expertise and quick wit make her classes not only valuable, but entertaining. Love her!!!

As usual, Karen has done an excellent job presenting and explaining very difficult information. The textbook we were given in class was very well organized and written.

The Final Rule textbook is great!! While I still don’t like it [the Final Rule] at least now I understand how to implement it!

I highly recommend this Program for all Closers. Karen is the only person I know who can accurately complete the new forms!

The Study Manual used in class is a must for every title company. The examples in each chapter show how to implement the Rule, which will be helpful in our office. Thanks, Karen!

This course was very informative. It should be a requirement for ALL Title/Settlement Agents.

Karen Koogler really knows her area of expertise. We need to either clone her, keep her alive forever, or find technology so once she passes on to the other side, we can hook her brain up to a talking computer so we can still contact her for help!

I have been a real estate paralegal for 25 years, working with some of the best Board certified real property attorneys during my career. Karen far and away surpasses them in knowledge of the total umbrella with regard to all aspects of regulatory compliance and industry-specific information.

Great class! I’ve never met someone before with such enthusiasm for the title insurance industry or someone who was as knowledgeable about the subject matter as Karen is.

Karen Koogler truly is the title insurance industry expert. She is more knowledgeable than I even imagined and dedicated to educating people to ensure we have qualified professionals working in the industry. There is absolutely no one better qualified to teach Federal compliance courses.

Outstanding program. For someone who lacks confidence in an instructional forum, Karen empowered me by her method of teaching. I left feeling confident, capable, and smart. I was so impressed. Thank you!

No matter how long you are in the business, with the constant changes in the law, especially at the federal level, I think programs that cover the subject matter indepth, at an implementation level, are extremely beneficial. Karen helps make us aware of any mistakes we might be committing unintentionally with regard to Rule implementation.

Always the very best! Completely professional and knowledgeable.

For such a difficult subject, Karen made the course very interesting and fun to learn. Wish she taught courses for all industries, including mortgage lending and real estate.

Great course. Unbelievable knowledge. Truly cares about the title industry and wants to make it better.

I am sure others have written the same… Karen is a wealth of information and has a great disposition.

I would not be able to implement the Final Rule without Karen’s course and textbook. Thanks, Karen, for translating “Regulatory World” regulations into “Real World” application – and for answering all our questions in the weeks and months ahead!

I have learned a great deal from Karen.

Karen is an extremely patient and considerate teacher who is always willing to answer questions. She has a great attitude and creates a wonderful learning environment. I was very happy with the Program.

Karen is a great instructor – charismatic, with vast knowledge to share.

An excellent class. Keep it up. I will recommend to everyone. You are the best. Please never retire.

I wish there were more teachers like Karen. She is really an exceptional teacher and explained everything perfectly. A++

Top Notch! It’s great to have the opportunity to learn from someone with such ethical fiber.

Karen Koogler is an awesome instructor. She presented all material in a very interesting and informative way. I look forward to taking other classes from her in the future.

I have attended many seminars and training classes. This was one of the best I have participated in. Material was organized and presented very well.

Karen is very knowledgeable, fun, and a great teacher.

I wish I had Karen’s brain!! Not only did she have the unbelievable knowledge — she presented the material so anyone could learn it. I have had years and years of schooling — hands down, this was the best presentation of information ever!! Thank you!

Karen is exceptional in her knowledge of the subject matter. Learning can be boring, however she teaches in a way that keeps our interest from the beginning to the end of the program. Eight hours never flew by so fast!

Karen is extremely knowledgeable. She provides a complete foundation of knowledge from which to protect and grow our business!

Very knowledgeable instructor. Material was covered in an easy, concise manner.

This was the first time I have been in a class in a long time and she was the only teacher I understood. She explains everything very well. She is a great teacher.

Karen is a fantastic instructor. It was a great choice to take this program from her.

She is a great teacher. I learned a lot from her that I did not know from being in the business.

Every person working in the title industry should have to take regulatory compliance courses from Karen before dealing with the public. She is excellent at conveying the message in a manner everyone can understand. I highly recommend her!

Great knowledge of industry and subject matter, and communicates it extremely well. Thanks!

Great course. I’ve never met someone before with such enthusiasm for compliance issues or someone as knowledgeable as Karen about the subject matter.

This is the most confident I’ve ever felt before having to implement something as difficult as the Final Rule. Karen is the best teacher ever!

Karen is an excellent instructor. Her vast knowledge of how the Final Rule impacts the mortgage lending and title insurance industries made it extremely easy to learn. Great job!

The course, textbook, and instructor superseded my expectations! Karen Koogler is very passionate about what she teaches and is more knowledgeable than most attorneys I have come across in this industry. From now and to the future I will recommend with enthusiasm, any book or course provided by Karen. Hats off to Karen and all those who promote and support her. I wish I could pick her brain at any time. She is fantastic!

I don’t think I would have been comfortable in taking this program from anyone else. Karen is an outstanding subject matter expert. None better!

The manner in which the program was developed and delivered was excellent. As a former trainer in a subject matter which was not particularly exciting, I can attest to Karen’s infotainment style being very effective. She was highly recommended and proved to be exactly what we expected. I look forward to taking future courses with Karen in the future.

I really enjoy the way you taught the course — like a history class [past-present-future] — and that, for me, was good!

One of the most informative, well-presented courses I have ever taken. You are an awesome instructor!

Thank you, Karen, for an excellent program. Being relatively new to the industry, this was my first experience with the subject matter. Your method of instruction worked perfectly for me. Thanks again!

I don’t think I would have been comfortable in taking this course from anyone else. Outstanding!

Thank you for making the Rule easier to understand and comprehend as someone new to the subject matter.

Karen – I just wanted to take a minute to thank you for the great class you taught. In the past 20 years, I’ve been through a lot of courses and teachers, but you are one that will always stand out in my memory. I look forward to taking more of your courses and will be a regular visitor of your website. Keep up the great work!

Karen does a great job of relating all the topics to the “real world” so that you can fully understand. I feel very prepared for the Rule implementation and applying what I learned in the course when I return to work.

I am very impressed with Karen’s manner of teaching. She is very knowledgeable about the issues and industry and I highly recommend her.

The course was very informative and taught in a manner that was very understandable to those new to the Rule.

Karen does an excellent job as an instructor. She is very informative, but also very approachable. Thanks for taking the time to answer my questions at breaks and following the course. I look forward to emailing you questions in the future!

Karen is very knowledgeable. She teaches the class on a very understandable level. Lots of “real world” examples.

Excellent course! Excellent instructor! Thanks!