Knowledge is of two kinds: we know a subject ourselves, or we know where we can find information upon it.
Research Library
Koogler Group Educational Memos on Regulatory Initiatives to Waive Title Coverage and/or Replace Loan Policies with AOLs
Information provided to the Administration, US Treasury, FIO, FHFA, CFPB, and all NAIC Insurance Commissioners
- April 8, 2024 White House Memo
- December 9, 2022 Letter to Sandra Thompson, Director FHFA, Regarding ATO Product
- December 9, 2022 Letter to NAIC Task Force Regarding ATO Product
Koogler Group Educational Memos on Industry Impact of TRID Final Rule
Information provided to the CFPB, NAIC, State Attorneys General, and State Governors
- October 2016 Commentary to CFPB Regarding Sharing the Closing Disclosure: Privacy Issues and Provider Liability
- July 2016 Letter to NAIC Title Insurance Task Force Members re Educational Materials
- 2016 Karen E. Koogler Professional Biography with Student Comments
- December 2015 Letter to CFPB and State Insurance Commissioners regarding Title Insurance Premium, Seller Credits and other Issues of Concern under the TRID Rule
- Special Report: FutureFocus on the TRID Rule
- July 2015 Commentary to CFPB Regarding October 3, 2015 Effective Date and Impact of TRID Rule on Title (Settlement) Agents
- March 2015 Letter to State Governors, Insurance Commissioners, and Attorneys General regarding Title Insurance Treatment Under the Final Rule
Title Insurance
- CFPB Bulletin 2012-03: Service Providers
- CFPB Integrative TILA-RESPA Final Rule
- GAO-06-568 Title Insurance: Preliminary Views and Issues for Further Study
- GAO-07-401 Title Insurance: Actions Needed to Improve Oversight of the Title Industry and Better Protect Consumers
- VA IRRRL LAWSUIT – IMPORTANT READ FOR TITLE (CLOSING) AGENTS
Federal Regulatory Compliance
- CFPB 2020 RESPA FAQS
- CFPB Real Estate Settlement Procedures Act [RESPA]
- CFPB Bulletin 2012-03: Service Providers
- CFPB TILA-RESPA Integrative Disclosure [“TRID”] Rule
- Gramm-Leach-Bliley Act: FTC Guidance on Compliance
- Federal E-Sign Act
- FTC 2001 Report: Consumer Compliance/Federal E-Sign Act
- FTC 2014 Consumer Compliance Examination Manual on Federal E-Sign Act
Industry Publications
Liberty cannot be preserved without general knowledge among the people. Let us cherish the means of knowledge. Let us dare to read, think, speak, and write. Knowledge is power. Learn, and pass it on.
